1. About These Terms

1.1. Agreement

These Terms of Service ("Terms") govern your access to and use of the Indie Valley website, platform, and related services (the "Service"), available at https://indie-valley.com.

By accessing or using the Service — including by browsing, creating an account, publishing content, or subscribing — you agree to be bound by these Terms and by our Privacy Policy, which is incorporated by reference.

If you do not agree, you must not use the Service.

1.2. Operator of the Service

The Service is owned and operated by:

Aleksei Stepankov, Individual Entrepreneur (acting as a sole proprietor under applicable law)

Email: [email protected] Website: https://indie-valley.com

For the purpose of these Terms, "Indie Valley", "we", "us", and "our" refer to the operator named above.

1.3. Paddle as Authorized Reseller and Merchant of Record

All payments and billing for paid features of the Service are handled by Paddle.com ("Paddle"), our authorized reseller and Merchant of Record ("MoR").

This means:

  • Paddle is the seller of record for all purchases on the Service,
  • Paddle processes all payments,
  • Paddle issues invoices and tax receipts,
  • Paddle calculates, collects, and remits applicable VAT, GST, and sales tax,
  • Paddle's Buyer Terms also apply to all purchases.

Your purchase agreement for billing is between you and Paddle, while your use of the Service is governed by these Terms between you and Indie Valley. Paddle acts as an independent data controller for the billing and transaction data it processes; please refer to Paddle's own privacy notice for details.

1.4. Eligibility

You must be at least 18 years old and legally able to enter into contracts to use the Service. By using the Service, you represent that you meet these requirements. The Service is offered in English and intended for a global audience.

1.5. Updates to These Terms

We may update these Terms from time to time.

For any material change, including any change to pricing, we will give you reasonable advance notice — normally at least 30 days before the change takes effect — by email or via the Service. Material changes are not retroactive: they do not apply to any period you have already paid for, and they take effect from the start of your next renewal period at the earliest.

If you do not agree to a material change, you may cancel your subscription before the change takes effect; you will not be penalised, and you will retain access at your existing terms until the end of your current paid period. If you are a consumer, a price increase will not be applied to you without giving you the opportunity to cancel before it takes effect.

Non-material updates (such as clarifications, formatting, or contact details) take effect when posted. The "Last updated" date above reflects the most recent revision. Continued use of the Service after a change becomes effective constitutes acceptance of the updated Terms.


2. The Service

2.1. What Indie Valley Is

Indie Valley is a public, social, content-publishing software platform and catalog where founders and builders ("Creators") publish their projects as living "shows". The Service includes, without limitation:

  • public projects with descriptions, categories, media, tech stack, and other Creator-provided details;
  • a sourced live revenue line ("Pulse") sourced read-only from the Creator's own payment processor;
  • episodic long-form updates ("Episodes") and short updates ("Posts");
  • a public feed and discovery pages, the ability to follow Creators, value-reactions called "Gems" (which replace conventional "likes"), comments, public leaderboards (such as "Top Voices"), and read-state;
  • a premium subscriber tier of platform features and content, unlocked through an Indie Pass subscription. This premium tier includes subscriber-only Episodes, a feedback channel to Creators, deeper Pulse metrics, a vote in "Cliffhanger" decisions, and the weekly Friday newsletter and periodic digests;
  • a monthly AI "Premium Digest" of aggregated trends, playbooks, benchmarks, and case studies (the "AI Trend Analytics" add-on); and
  • a Spotlight tier of the Indie Pass that gives a subscribing Creator a featured placement of their own project in one of a limited number of fixed slots on the Service, linking to that project's own page on Indie Valley.

Most content on the Service is public by default. Posts are public; Episodes are locked to subscribers — each Episode shows a public teaser, and its full text is unlocked by a Greenlight.

The Service is a software and content subscription. It is not, and does not offer, a business or investment opportunity, and it is not a means of raising or contributing capital (see Sections 2.3 and 4.3).

2.2. Sourced Metrics ("Pulse")

Creators may connect their own third-party payment processor to the Service on a read-only basis to verify revenue and related metrics. Supported processors include Stripe, Paddle, Lemon Squeezy, Polar, Dodo Payments, RevenueCat, Superwall, and Creem. Indie Valley reads revenue, MRR, and paying-user metrics (refreshed approximately hourly) and may display sourced figures publicly.

"Sourced" means a metric was pulled directly from the connected processor's API at the time of retrieval. It is not an audit, certification, or guarantee of accuracy, completeness, or future performance. The connecting Creator is solely responsible for what is connected and displayed, and Creators can disconnect a processor at any time. We do not independently verify, endorse, or warrant any metric, and figures may be delayed, incomplete, or inaccurate.

2.3. Not Investment, Financial, or Professional Advice

The Service, including projects, Pulse metrics, Episodes, Posts, the AI Trend Analytics Digest, and any other content or output, is provided for informational purposes only. It does not constitute investment, financial, business, legal, tax, accounting, or other professional advice, and is not a recommendation, offer, or solicitation to buy, sell, or invest in any project, security, or asset. It does not provide trading signals, strategies, or business or investment opportunities. You are solely responsible for any decisions you make, and you should obtain independent professional advice before making high-stakes decisions.

2.4. AI Trend Analytics Digest

The AI Trend Analytics Digest is an automatically generated, AI-assisted summary of aggregated and anonymized trends, playbooks, benchmarks, and case studies built from sourced Creator data across the platform. Its outputs are exploratory and may contain inaccuracies, omissions, or inconsistencies. They are not predictions or guarantees, do not provide trading signals, strategies, or business or investment opportunities, and are subject to Section 2.3.

2.5. Assumption of Risk

You acknowledge that Indie Valley is a platform for early-stage and independent projects, and that you use it with this understanding. In particular, you accept that a Creator may stop posting; that a project may stagnate, fail, be removed, or be banned; and that metrics may prove delayed, incomplete, or inaccurate. None of these outcomes entitles you to a refund for any period already elapsed (subject to Sections 5 and 12.2), and none of them gives rise to liability on our part beyond what is set out in Section 11.

2.6. Changes and Availability of Features

We may add, modify, improve, limit, or discontinue features of the Service at any time, including the feed, discovery, metrics display, premium subscriber features, Spotlight, and the AI Digest. Some features may be available only with certain subscription tiers or subject to usage limits. If a change materially reduces core paid functionality, we will provide reasonable notice in accordance with Section 1.5.


3. Accounts and Registration

3.1. Passwordless Authentication

Registration requires a valid email address and your acceptance of these Terms and our Privacy Policy (separate consent to non-essential mailings is optional). The Service uses passwordless authentication: you sign in via an email magic-link (a one-time 6-digit code sent to your email). You may optionally sign in with Google (OAuth) and optionally connect an X/Twitter account to enrich your profile. We do not store passwords.

3.2. Accurate Information and Account Security

You agree to provide accurate, current information and to keep your contact email up to date. You are responsible for all activity that occurs under your account. Because access depends on your email inbox and any connected sign-in providers, you must keep those secure and notify us promptly at [email protected] if you believe your account or email has been compromised.

3.3. One Account per Person

To maintain integrity and prevent abuse, we may enforce reasonable limits, including one account per individual. Creating or operating multiple accounts to evade limits, manipulate metrics, or abuse offers or refunds is prohibited (see Section 6).

3.4. Suspension and Restriction

We may suspend, restrict, or disable your account if you violate these Terms or our Acceptable Use rules, if we detect suspicious, abusive, or fraudulent activity, or if required by Paddle, payment partners, or applicable law. Where reasonably possible, we will provide notice, unless prohibited by law or necessary to prevent harm.


4. Subscriptions, Payments, and Billing

4.1. Paddle as Merchant of Record

All payments for paid features are processed by Paddle as our authorized reseller and Merchant of Record. Paddle is the seller of record, handles payment processing, issues invoices and receipts, calculates and remits applicable taxes, and applies its Buyer Terms to every transaction. Your financial relationship for billing is with Paddle.

We do not collect, store, or have access to your card or banking data. No card data ever touches Indie Valley's systems.

4.2. What You Are Buying: Indie Pass

The Indie Pass is a monthly, auto-renewing subscription to Indie Valley's own software and content features. Everything you pay for is access to Indie Valley's own product; you are not buying anything from any Creator. The Indie Pass is shown on our /indie-pass pricing page and is offered with the following options:

  • Indie Pass (Standard). A per-Greenlight monthly subscription, available in 5 to 50 Greenlights (presets of 5, 10, 25, and 50), at the per-Greenlight price shown on the /indie-pass page. The Indie Pass unlocks the platform's premium subscriber tier, including: subscriber-only Episodes, the Feedback channel to Creators, deeper Pulse metrics (for example, paying-user counts), a vote in "Cliffhanger" decisions, and the weekly Friday newsletter.
  • Indie Pass + AI Trend Analytics. The same Greenlight-based Indie Pass plus a monthly add-on (priced as shown on the /indie-pass page) that adds the monthly AI "Premium Digest" described in Section 2.4.
  • Indie Pass + Spotlight. The same Greenlight-based Indie Pass plus the Spotlight tier, which surfaces your own project's page on a showcase area of the Service (see Section 4.4), at the price shown on the /indie-pass page.

Current pricing for each option is displayed on the /indie-pass page at the time of purchase and at Paddle checkout.

4.3. The Greenlight Mechanic Is a Feature of Your Subscription

The Indie Pass is a bona-fide subscription to Indie Valley in exchange for the software and content features described above. The "Greenlight" mechanic is a feature of that subscription. On a project page you press "Greenlight" — the way a studio greenlights a production: I want to see this made — and each Greenlight:

  • unlocks that project's Episodes for you, and
  • is one of the inputs Indie Valley considers when it allocates its own Creator Rewards among projects, under that program (see Section 8).

In the real world, a handful of studio executives and venture capitalists decide what gets greenlit; on Indie Valley, the subscribers do. The "Greenlight" is how you unlock the stories you want to see and take your seat in them.

For clarity, and notwithstanding any informal language elsewhere on the Service:

  • you are subscribing to Indie Valley and paying Indie Valley (through Paddle as Merchant of Record) for platform features;
  • you are not donating to, tipping, gifting, crowdfunding, or paying any Creator directly, and your payment does not "go to" a Creator;
  • Indie Valley is not a payment facilitator, payment services provider, money transmitter, escrow, or marketplace for buyer-to-Creator payments, and does not transmit your money to any Creator;
  • any Creator rewards are paid by Indie Valley out of its own revenue, separately and under a separate Creator Partner Agreement; Paddle does not process Creator payouts.

A Greenlight is an access feature of your subscription. It is not currency, store credit, a voucher, stored value, a wallet, or a redeemable balance; it has no cash value; it is non-transferable; and it is not a payment to, or an amount held on behalf of, any Creator.

You cannot use a Greenlight to Greenlight your own project (anti-fraud; see Section 6).

4.4. Spotlight

Spotlight is a premium tier of the Indie Pass — a presentation feature of your own subscription that surfaces your own Indie Valley project page on a showcase area of the Service. It features only your own on-platform project and links only to that project's page on Indie Valley (never an external link). It sells no impressions, reach, clicks, or third-party exposure and carries no audience, traffic, or performance guarantee. Spotlight is billed through Paddle like any other Indie Pass tier; the number of slots is limited, and the current Spotlight price is shown on the /indie-pass page.

4.5. Auto-Renewal and Recurring Charges

Indie Pass subscriptions automatically renew on a monthly basis at the then-current price until cancelled. By subscribing, you authorize Paddle to charge your selected payment method on each monthly renewal until you cancel.

Your recurring charge each month equals the per-Greenlight price multiplied by the number of Greenlights you hold, plus the AI Trend Analytics add-on if you have it, plus the Spotlight tier if you have it — each at the price shown on the /indie-pass page — plus any applicable taxes determined by Paddle. The exact next-charge amount and date are shown to you before purchase at Paddle checkout and at any time in the Paddle customer portal. To avoid being charged for the next period, you must cancel before your renewal date (see Section 4.7). Where required by applicable law, Paddle sends advance renewal reminders.

4.6. Anniversary Billing, Plan Changes, and Proration

Your subscription bills on an anniversary cycle based on your start date. You may change your plan at any time:

  • Increasing Greenlights or adding the AI Trend Analytics or Spotlight tier takes effect immediately, with proration applied for the remainder of the current billing cycle.
  • Decreasing Greenlights or removing an add-on also applies with proration, but a downgrade below the number of projects you currently unlock with Greenlights is blocked until you first release enough Greenlights to free them.

4.7. Cancellation

You may cancel your subscription at any time through the Paddle customer portal (linked from your receipt and from your account) or by contacting [email protected]. Cancellation stops future renewals; see Section 5 for what happens to access and already-paid periods.

4.8. Failed Payments and Dunning

If a payment fails, Paddle applies its smart-retry process and a grace period. If payment continues to fail, your subscription — including the premium features unlocked by your Greenlights and any add-ons — may be paused until a valid payment is made.

4.9. Currency, Taxes, and Invoices

Pricing is set in USD. Paddle may display your local currency and determines the final transaction currency. Applicable VAT, GST, and sales tax are calculated, added, and remitted by Paddle based on your location. Invoices, receipts, and tax documents are issued by Paddle to the email used at checkout. We are not responsible for currency-conversion or other fees charged by your bank or card issuer.

4.10. Fraud Prevention

We and Paddle reserve the right to refuse payments, cancel orders, restrict access, or suspend accounts where we detect suspicious behavior, abusive refund patterns, fraudulent activity, or attempts to circumvent purchase or subscription limits.


5. Refund and Cancellation

Our full Refund & Cancellation Policy is published at https://indie-valley.com/refund and forms part of these Terms. The key points are summarised here.

5.1. Cancel Anytime

Indie Pass subscriptions auto-renew until cancelled. You may cancel anytime through the Paddle customer portal or by contacting [email protected]. When you cancel, your subscription does not renew, and your access to paid features continues until the end of the current paid period.

5.2. Purchases of Elapsed Time

The Indie Pass gives you immediate, ongoing access to digital content and features. We do not provide partial or pro-rated refunds for time already elapsed in a period that has been paid, except as set out in Sections 5.3, 5.4, and 12.2 and in the full Refund & Cancellation Policy. There is no general money-back guarantee, but your statutory consumer rights always apply (Section 5.4).

5.3. Discretionary and Error Refunds

In addition to your statutory rights, refunds are considered on a case-by-case basis through support and Paddle, and may be granted in limited situations such as a duplicate charge caused by a technical error or a charge confirmed to result from fraud. To raise a case, contact [email protected] or use the link in your Paddle receipt. Any approved refund is processed by Paddle to the original payment method.

5.4. Your Statutory Consumer Rights

Nothing in this policy limits or excludes any non-waivable rights you may have under applicable consumer-protection law. If you are a consumer in the EU, EEA, or UK, you normally have a 14-day right to withdraw from a distance contract; because the Indie Pass provides digital content and services that begin immediately, by purchasing and gaining immediate access you expressly request that performance begin during the withdrawal period and acknowledge that you lose the right of withdrawal once performance has begun, to the extent permitted by law. Where a digital service is faulty, not as described, or not supplied with reasonable care and skill, you are entitled to a remedy as required by applicable consumer law. Paddle, as Merchant of Record, presents the relevant request and acknowledgment at checkout and administers withdrawal and refund requests. The full Refund & Cancellation Policy at /refund sets out these rights in detail.


6. Acceptable Use

By using the Service, you agree not to engage in, attempt, or facilitate any of the following. These rules are central to the integrity of a platform built around sourced metrics.

6.1. No Fake or Manipulated Metrics

You must not:

  • connect, present, fabricate, inflate, or manipulate revenue, MRR, paying-user counts, or any other metric, including the Pulse;
  • misrepresent the source of any metric or present unverified figures as verified;
  • connect a payment processor or data source you are not authorized to connect.

6.2. No Manipulation of Engagement

You must not artificially inflate or manipulate Gems, follows, comments, leaderboard standings (such as "Top Voices"), views, Greenlights, or other engagement, whether manually, through coordinated activity, or through automated means.

6.3. No Impersonation or Misrepresentation

You must not impersonate any person, Creator, company, or entity, or misrepresent your affiliation, identity, or the ownership of a project.

6.4. No Scraping or Automated Access

You must not scrape, crawl, harvest, or use bots, scripts, or other automated means to access, copy, or interact with the Service, except as expressly permitted by us in writing. You must not attempt to gain unauthorized access to any account, system, or data, or interfere with, reverse engineer, or disrupt the Service or its infrastructure.

6.5. No Abuse of Limits, Offers, or Refunds

You must not create or operate multiple accounts to evade limits, manipulate the platform, or abuse offers or refunds. You must not Greenlight your own project.

6.6. No Unlawful, Harmful, or Infringing Use

You must not use the Service for any unlawful, fraudulent, deceptive, abusive, harmful, or infringing purpose; post content you do not have the right to share; upload malicious code; or post content that is unlawful, defamatory, harassing, hateful, or that violates the rights of others.

6.7. Compliance with Paddle's Acceptable Use Policy

Because purchases are processed by Paddle, you agree not to use the Service for any purpose prohibited by Paddle's Acceptable Use Policy, including fraudulent, deceptive, or abusive practices, or any prohibited business activity. You also agree not to resell, sublicense, or redistribute the Service except as expressly permitted.

6.8. Enforcement

We may, with notice where reasonably possible, suspend or terminate accounts, remove or lock content, free or reset Greenlights, reverse manipulated engagement, and report illegal activity to authorities. We may take immediate action without prior notice where required by law or necessary to prevent harm or protect the platform. See also Section 8.4 regarding banned projects.


7. Creator Content, Sourced Metrics, and Licenses

7.1. Ownership of and Responsibility for User Content

"User Content" means anything you submit to or publish on the Service, including profiles, projects, project details, Episodes, Posts, comments, Gems, images and other media you upload (project logos and covers, Episode covers, avatars, post media), and connected revenue data. You retain ownership of your User Content. You are solely responsible for its legality, accuracy, and your right to publish it.

You represent and warrant that, for all User Content you submit:

  • you own it or have all rights, licenses, and consents necessary to submit and publish it and to grant the license in Section 7.2;
  • it does not infringe or misappropriate any intellectual property, privacy, publicity, or other rights of any third party;
  • it is not unlawful, defamatory, harassing, hateful, deceptive, or misleading; and
  • any media you upload does not include the image, likeness, or voice of any identifiable person without that person's consent.

7.2. License to Indie Valley

To operate the Service, you grant Indie Valley a worldwide, non-exclusive, royalty-free, sublicensable license to host, store, reproduce, adapt (for formatting and display), publish, publicly display, distribute, and otherwise make available your User Content through the Service and its discovery surfaces, feeds, leaderboards, and related promotional materials about the Service. Public content (including profiles, projects, Posts, comments, and Gems, and the public teaser of each Episode) is publicly accessible by default; subscriber-only Episodes are shown to subscribers. This license continues for content you have already made available, including for backups and lawful records, after termination, and ends for actively displayed content when you delete it or close your account, subject to reasonable technical and backup retention windows.

7.3. No Pre-Screening; We Do Not Monitor User Content

The Service hosts User Content created by Creators and other users. We do not pre-screen, monitor, or verify User Content, and we are not obligated to do so. We are not responsible or liable for any User Content, for the accuracy of any metric a Creator connects or displays, or for any decision you make or action you take in reliance on User Content. Interactions with Creators and other users, and reliance on Creator-provided data, are at your own risk. We may, but are not required to, review, remove, restrict, or disable access to any User Content at our discretion, including content we believe violates these Terms or applicable law.

7.4. Notice and Takedown; Copyright Complaints

If you believe that content on the Service infringes your intellectual property rights or otherwise violates your rights or applicable law, please notify us at [email protected] with: a description of the content and its location on the Service; a description of the right you claim is infringed; your contact details; and a statement that your complaint is made in good faith. We will review valid notices and may remove or disable access to the content concerned. We maintain a policy of terminating, in appropriate circumstances, the accounts of users who are repeat infringers.

7.5. Authorization of the Read-Only Revenue Connection

By connecting a payment processor, you (the Creator) represent that you are authorized to do so and you authorize Indie Valley to retrieve the relevant metrics on a read-only basis and to publicly display the sourced metrics on your project. You are solely responsible for the accuracy of connected data and for keeping the connection appropriate. You can disconnect at any time. Section 2.2 (no audit or guarantee) applies. You are liable for, and will indemnify us against (under Section 10), any claim arising from the metrics you choose to connect and display.

7.6. Gems and Community Content

Gems are a free value-reaction feature of the Service. They are not money, currency, credits, or anything of monetary value, are non-transferable, and confer no ownership or financial rights. A Gem is distinct from a Greenlight: a Gem is a free reaction on a piece of content, while a Greenlight is a feature of the Indie Pass subscription that unlocks a team's Episodes (Section 4.3). Comments and other community contributions are User Content subject to this Section 7 and to Section 6.

7.7. Feedback

If you send us suggestions or feedback about the Service, you grant us a perpetual, irrevocable, royalty-free license to use it without restriction or obligation to you.


8. Creator Rewards and Payouts

This Section applies to Creators and is provided alongside, and is supplemented by, a separate Creator Partner Agreement. It does not change the nature of the Indie Pass described in Section 4. Creators participate as independent partners in the Creator Partner Program; this is an independent partnership and rewards program — it is not employment, a joint venture, an agency, or an investment, security, equity, or profit-share in any business, and Creators do not sell anything to subscribers through the Service.

8.1. Creator Rewards Funded by Indie Valley

Indie Valley books Indie Pass subscription revenue (across all tiers) as its own revenue. Out of that revenue, Indie Valley funds a discretionary Creator Rewards budget and distributes it among projects. Allocation reflects the value a project brings to the community — the Creator's contribution and consistency, its editorial standing in the Program, and, as one of several inputs that Indie Valley weights at its discretion and that is not determinative, the Greenlights the project earns. Indie Valley may reward a project with few Greenlights and may decline to reward a project with many. Allocation is never a pass-through of any individual subscriber's payment. These rewards are determined and paid by Indie Valley out of its own revenue, not by any buyer, and are separate from the buyer's subscription transaction.

The budget is operated and described as a discretionary program funded from Indie Valley's own revenue. It is not a per-dollar transfer of any buyer's money, not escrow, and not funds held for or on behalf of Creators. This program is operated by Indie Valley under the separate Creator Partner Agreement and is not part of the buyer-facing subscription that Paddle bills. Paddle does not process Creator payouts.

8.2. Funding Level and Allocation

Indie Valley funds the Creator Rewards budget out of its own revenue, at a level it sets in its discretion and may change at any time with reasonable advance notice in accordance with Section 1.5. It is not a fixed share of any subscriber's payment and not a fixed per-Greenlight amount. The budget is allocated among projects as described in Section 8.1 and in the Creator Partner Agreement; it is a discretionary program. This replaces any prior statement of a "0% platform commission".

8.3. Accrual and Payouts

Creator rewards accrue in an internal ledger. This ledger is an internal accounting record only; it is not a stored-value, payment, deposit, or escrow account, the accrued amounts are not held on your behalf as a balance you control, and they confer no interest. Receiving a payout is a separate step that requires the Creator to complete payout setup under the separate Creator Partner Agreement, including providing bank details via Wise and a tax form (such as W-9 / W-8BEN) via a third-party provider (currently Track1099).

When enabled, payouts are made on a monthly cadence (around the 15th), in USD, subject to a minimum payout threshold (for example, USD $100 at launch). At launch, payouts are not yet enabled and rewards accrue until payouts are made available; we will give Creators reasonable notice before payouts go live and of the steps required to receive them.

Creators are solely responsible for any taxes due on rewards they receive (including, for eligible US recipients, reporting on IRS Form 1099-NEC or 1099-MISC — the forms for non-employee partner rewards, not Form 1099-K — prepared via our tax-form provider, currently Track1099). We are not liable for delays, failures, or fees of any payout or tax-documentation provider (such as Wise or the tax-form provider), and reward calculations made by us in good faith are final absent manifest error.

8.4. Forfeiture

  • Inactive Creators. If a Creator never completes payout setup, rewards accrue but, after prolonged inactivity (approximately 12 months from the date payouts become generally available), unclaimed rewards may be forfeited to the platform.
  • Banned or fraudulent projects. If a project is banned for fake or fraudulent metrics or other serious violations, the Greenlights pointing at that project are released back to the affected subscribers (so they can re-apply them to other projects), that project's Episode access ends, and the banned project's pending rewards are forfeited.

9. Service Availability and Modifications

9.1. Availability

We aim to provide a reliable Service but do not guarantee uninterrupted or error-free availability. The Service may be temporarily unavailable due to maintenance, updates, outages, network or infrastructure issues, or circumstances beyond our reasonable control. Downtime does not constitute a breach of these Terms.

9.2. Third-Party Dependencies

The Service relies on third parties, including Paddle (payments), Cloudflare (CDN, R2 object storage, DNS and security), the Creators' connected payment processors (for Pulse), AI providers (for the Digest), and our cloud hosting and monitoring providers. We are not responsible or liable for outages, rate limits, data delays, or changes imposed by these providers, nor for the acts, omissions, data, content, or services of any third party — including connected payment processors, AI providers, Paddle, Cloudflare, payout and tax-documentation providers, or other users and Creators. Your use of, and reliance on, any third-party service or data is at your own risk and may be subject to that third party's own terms. Processing may occur in the United States and the European Union.

9.3. Modifications

We may modify, enhance, or discontinue the Service or any feature at any time. Where a change materially reduces core paid functionality, we will provide reasonable notice in accordance with Section 1.5.


10. Indemnification

To the fullest extent permitted by applicable law, you agree to indemnify, defend, and hold harmless Indie Valley and its operator, affiliates, contractors, and partners (the "Indemnified Parties") from and against any third-party claims, demands, damages, liabilities, losses, costs, and reasonable legal fees arising out of or relating to:

  • (a) your User Content, including any media you upload and, for Creators, the revenue data and metrics you connect and choose to display;
  • (b) your breach of these Terms or our Acceptable Use rules;
  • (c) your violation of any applicable law or of any third party's rights (including intellectual property, privacy, or publicity rights); and
  • (d) your use or misuse of the Service.

We may, at our option, assume the exclusive defense and control of any matter subject to indemnification, in which case you agree to cooperate with us; you will not settle any such matter without our prior written consent. This Section does not apply to the extent a claim arises from our own breach of these Terms or our own negligence, and nothing in this Section requires a consumer to indemnify us beyond what is permitted by applicable consumer law.


11. Disclaimers and Limitation of Liability

11.1. No Warranty

The Service, including all content, projects, Pulse and other metrics, Episodes, Posts, leaderboards, and the AI Trend Analytics Digest, is provided "as is" and "as available" without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Service will be uninterrupted, secure, or error-free, or that any metric, sourced figure, or AI output will be accurate, complete, current, or reliable.

11.2. Sourced Metrics and AI Outputs Not Guaranteed

You acknowledge that "verified" metrics are sourced read-only from third-party processors and are not audited or guaranteed (Section 2.2), and that AI Digest outputs are exploratory and may be inaccurate (Section 2.4). Nothing on the Service is investment, financial, or professional advice (Section 2.3). You rely on any content at your own risk.

11.3. Limitation of Liability

To the maximum extent permitted by applicable law, our total aggregate liability for any claim arising out of or relating to the Service or these Terms shall not exceed the greater of (i) the total amount you paid through Paddle in the twelve (12) months preceding the event giving rise to the claim, or (ii) USD $100.

11.4. Exclusion of Damages

To the fullest extent permitted by law, we are not liable for any indirect, incidental, consequential, special, or exemplary damages; loss of profits, revenue, data, goodwill, or business opportunities; reputational harm; or any decision made or action taken in reliance on the Service, its metrics, or its AI outputs — even if advised of the possibility of such damages.

11.5. Consumer Rights Preserved

If you are a consumer, nothing in this Section limits or excludes your non-waivable statutory rights, including your rights in respect of services that are not performed with reasonable care and skill or that are not as described. The limitations and exclusions in Sections 11.3 and 11.4 apply to you only to the extent permitted by applicable consumer law, and we remain responsible for foreseeable loss caused by our breach of these Terms or our failure to use reasonable care and skill, to the extent such liability cannot lawfully be excluded.

11.6. Carve-Outs

Nothing in these Terms limits or excludes liability that cannot be limited or excluded under applicable law, including liability for fraud or fraudulent misrepresentation, for death or personal injury caused by negligence, or your non-waivable statutory consumer rights.


12. Termination

12.1. Termination by You

You may stop using the Service at any time. You may cancel your subscription through Paddle (Section 4.7) and may close your account. Closing your account or cancelling does not entitle you to a refund for already-paid periods (Section 5).

12.2. Termination by Us

We may suspend or terminate your access in the following circumstances:

  • For cause — where you violate these Terms or our Acceptable Use rules; where your use poses a security, legal, or operational risk; where fraudulent, abusive, or manipulative behavior is detected; or where required by law, regulation, court order, or by Paddle. We may act with or without notice. Termination for cause does not entitle you to any refund.
  • Without cause — where we discontinue the Service or terminate your paid subscription for reasons not attributable to your breach or misconduct. In that case we will give reasonable notice and, if you are a paid subscriber, refund the unused, pre-paid portion of your current period on a pro-rata basis (processed via Paddle).

Beyond the cases above, suspension or termination does not entitle you to a refund unless required by law.

12.3. Effect of Termination

On termination, your access to the Service and its paid features stops. Public content may be removed from active display; some content may persist in backups for a limited period or where required by law. Pending Creator rewards may be forfeited as described in Section 8.4. You are responsible for retaining copies of any content you wish to keep before termination.

12.4. Survival

All provisions which by their nature are intended to survive termination shall survive, including without limitation Sections 2.2, 2.3, 2.5, 5, 6, 7, 8.3, 8.4, 9.2, 10, 11, and 13.


13. Governing Law and Dispute Resolution

13.1. Governing Law

These Terms, and any dispute or claim arising out of or relating to them or the Service, are governed by and construed in accordance with the laws of England and Wales, without regard to conflict-of-law principles. If you are a consumer, this choice of law does not deprive you of the protection afforded by the mandatory consumer-protection provisions of the law of your country of habitual residence.

13.2. Informal Resolution First

Before initiating formal proceedings, you agree to first contact us at [email protected] and attempt to resolve the matter informally. We will make reasonable efforts to resolve disputes within 30 days.

13.3. Jurisdiction

Subject to Section 13.2, the courts of England and Wales shall have jurisdiction over any dispute or claim arising out of or relating to these Terms or the Service. If you are a consumer, this does not deprive you of the protection of any mandatory provisions or jurisdiction available to you under the law of your country of residence; you may bring proceedings in the courts of your country of residence, and where mandatory consumer law so requires, you may only be sued in those courts.

13.4. Online Dispute Resolution

If you are a consumer resident in the EU, the European Commission provides an Online Dispute Resolution (ODR) platform for the out-of-court resolution of disputes, available at https://ec.europa.eu/consumers/odr. We are not obliged to, and do not commit to, use an alternative dispute-resolution body, but we will always seek to resolve disputes with you directly under Section 13.2 first.

13.5. International Use

The Service is accessible globally and offered in English. You are responsible for ensuring that your use complies with the laws of your jurisdiction.


14. Contact

If you have questions about these Terms, the Service, or your account, contact us at:

Aleksei Stepankov, Individual Entrepreneur Email: [email protected] Website: https://indie-valley.com

For billing matters — including invoices, taxes, payment methods, and refunds that have been approved — please contact Paddle, our authorized reseller and Merchant of Record, using the link provided in your purchase receipt.

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